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Payment Options

Family paying online by credit card with a computer

Pay Online

Levilized billing

Mobile app

Annual billing

Online at your bank

Prepaid payments

Credit card


Recurring credit card

In person at our office

Bank draft

Pay stations

Pay Online

SmartHub, San Patricio Electric Cooperative's secure payment website, will allow you to view and pay your bill online. Signup is easy. Just have your account number and e-mail address handy. If you are billed through an invoice group, you will need the primary account number. Once your account is setup, you can log in to make a payment. Through SmartHub we accept MasterCard, Visa and DiscoverCard Debit and Credit Cards as well as Electronic Checks.


Pay by Mobile App

Download the SmartHub mobile app to your phone or tablet to pay your bill on the go. It's available for iOS and Android devices.


Pay Online at your Bank

Many banks offer online bill payment services. If you pay through your bank the payment is electronically transferred to our bank and your San Patricio Electric account is credited. If you are billed through an invoice group, you will need to use the primary account number as the account number.


Credit Card

San Patricio Electric Cooperative accepts the following credit cards: Visa, MasterCard and Discover. This type of payment may be made at the cooperative, online or through our automated phone system.


Recurring Credit Card

Take the worry out of paying your bill every month. Let San Patricio Electric Cooperative securely post your payment to the credit or debit card of your choice.The cooperative will read the meter each month and will continue to send a bill notifying you of how much is being charged to your credit card. The credit card will be charged on approximately the 12th of each month.

Log into SmartHub – SPEC’s payment and account management system – to set up recurring credit card payments.


Bank Draft

As a member of San Patricio Electric Cooperative, you can have your bills set up to be drafted from your bank. The cooperative will read the meter each month and will continue to send a bill notifying you of how much is being drafted from your bank account. The drafts are sent to the bank on approximately the 12th of each month.

Log into SmartHub – SPEC’s payment and account management system – to set up recurring credit card payments.


Levelized billing

Levelized Billing is a “Deferred Payment Plan” designed exclusively for residential accounts. The purpose of this plan is to average out the member’s annual usage based on the previous twelve months. This will allow the member to budget an average amount each month for their electric bill. Below are the step by step procedures for setting up and maintaining the Levelized Billing service offered by San Patricio Electric Cooperative.

SPEC will determine annual usage based on the previous twelve months history.

  • Member must sign a written agreement acknowledging they have read and agree to the procedures for Levelized Billing.
  • After the current charges and all outstanding balance are paid, the co-op will begin billing the account according to the levelized billing agreement.
  • The member's account will fluctuate monthly based on previous 12 month’s usage and prior balances.
  • In the event that the member should increase their load or use more kwh than anticipated, the monthly amount due will change accordingly.
  • Because this is considered a deferred payment plan, there will be no other payment arrangements made on the levelized billed accounts. All payments will be due by the due date on the bill. Levelized billed accounts will be terminated upon delinquent billing and meter will be subject to disconnection.

Account may be removed from levelized billing by request from the member or by the cooperative. The deferred payment plan will then be terminated to the nearest billing cycle. All accounts removed from levelized billing will require a time lapse of twelve months before being placed back on levelized billing.


Annual Billing

San Patricio Electric Cooperative will, upon request, estimate your annual billing and receive from you the full amount of the estimated annual charges at the beginning of the estimated period.

Meters will be read by the cooperative each month during the estimated period. A statement of account shall be submitted to you monthly. Whenever the balance of the deposit is exhausted at the end of any month, you will pay the Cooperative an amount equal to the amount by which the bill has exceeded the estimate plus a new estimate for the balance of that year.


Prepaid Billing

Pay for electricity as you go with a prepaid payment plan. Instead of recieving a monthly bill, you simply pay for power as you need it. You can pay a little each week, or a larger sum that can cover your power needs for several weeks or even months. When you're account balance gets low, you'll recieve low balance notifications by email and/or text. Simply add money to your account before the balance reaches $0 to continue electric service.

Please note: You must enroll in SmartHub to participate in the prepaid payment program and recieve low balance notifications

To start prepaid electric service, you need sign an agreement and bring your account to a balance of at least $35. After that, payments of $25 or more can be made online, by phone or in our office. For more information please give us a call at 361-364-2220.


Mail or Hand Deliver to the Cooperative

Payment Mailing Address
San Patricio Electric Cooperative
PO Box 360 
San Antonio, TX 78292-0360

Physical Address
San Patricio Electric Cooperative
402 E. Sinton Street
Sinton, TX 78387

Correspondence Address
San Patricio Electric Cooperative
PO Drawer 400
Sinton, TX 78387


Pay Stations

Pay stations are available to accept your San Patricio Electric Cooperative bill payment. When making a payment on your account, please remember to bring your bill with you. Keep in mind that it may take up to 3 business days for the payment to get to SPEC.  There is a small fee for this service, charged by the pay station you visit.

You may pay your electric bill at any of the following listed locations.

  • H-E-B Locations
  • Walmart Locations
  • CBS Grocery: 801 W. Milam StreetBeeville, TX 78102 -- (361) 358-1003 
  • XPRESS MART3925 FM 3337 STE AMathis, TX 78368 -- (361) 255-6026
Have questions about your payment options? Contact our billing department at 361-364-2220


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